Sunday, September 18, 2011

Insurers have a laugh

Coincidentally I've just received renewal notices for the buildings and contents insurance on our place AND on my Mum's house, which is currently in the process of being emptied ready for sale, but isn't quite empty yet (by several tons).

Our monthly premium has crept up by a few pounds every year, which I put down to inflation, and increased charges owing to the scrotes who regularly scam money off the insurers, but this time round I noticed that - compared to my Mum's quote - our people don't show an annual charge. So I worked it out, and had to pick my jaw off the desk. Suddenly 5 years after we've moved here, we're paying over a thousand pounds a year for combined buildings and contents insurance.

Hang on, that can't be right. The bill for Mum's place is less than 400. OK, it's a smaller place and Nottingham isn't *quite* so bad for crime as Manchester, but even so that looks a bit ridiculous. Let's do a quick check on See if they can redress the balance of all those irritating adverts they've subjected me to over the years. Hey look! They can!!

Five minutes on the Internet and I've saved us about £600 a year. Love it.

I'm sure you'll be able to predict what the original insurers said when I phoned to cancel. "Well, we could look at the underwriting - I'm sure we'll be able to do it cheaper." Yeah. Thanks. Maybe you should have thought of that before assuming I'd carry on letting you rip us off.

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